Frequently Asked Questions
Below are some of our frequently asked questions. If you have any other
questions or concerns, please feel free to contact us.
| Why do you need a driver's signature to remove them from the policy?
We cannot remove a driver without that driver's signature. This helps us make sure that the driver involved is aware that he or she has been removed.
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| Can I remove a vehicle from my policy via the website?
No. Removing vehicles, drivers, coverages, or even raising deductibles on your auto or home policy is considered a reduction in coverage, and must always be authorized by a signature. You may stop by our office and sign a form, have us send it to you to sign and return, or simply send us a letter signed and dated with your request to make that kind of change.
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| My ATV is covered on my homeowners policy- right?
WRONG! Homeowners policies- and farmowners also- routinely exclude coverage on ATVs, Boats, Trailers, Automobiles, Motorcycles, Snowmobiles, and so forth. If you have any of these items, contact us to find out how to insure them properly.
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| I own a farm. Does my policy cover any outbuildings automatically?
Some companies cover private outbuildings automatically under coverage B on farm policies, some cover private garages only, and others don't provide any coverage at all unless the building is listed on the policy. Contact us for a review of your policy to make sure.
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